Property kharidne se pehle sabse important homework hota hai title search. Achi location, sasta rate sab bekaar hai agar title hi doubtful ho. Encumbrance Certificate (EC) ek key document hai jo batata hai ki certain period me property pe kya registered transactions hue – sale, mortgage, gift, etc.

EC se aapko pata chal sakta hai ki seller genuinely owner hai ya nahi, property kisi bank loan ke against mortgaged to nahi, ya multiple sales ke through fraud pattern to nahi. Lekin EC complete story nahi hota – kuch encumbrances unregistered bhi ho sakte hain (like tax dues, oral tenancies, court stays).

Isliye thorough title search me:
– Past 20–30 saal ke registered deeds ka chain verify karna,
– Mutation, tax records, society NOC, building approvals check karna,
– Local court me pending litigation search karna (jahan possible ho),
– Professional title opinion lena.

Ek din ka “chalo dekh lenge baad me” attitude decades-long headache me convert ho sakta hai. Property once stuck in litigation practically freeze ho jaati hai.